SEPA Instant Handy Tips from Inspire CU

SEPA Instant- What You Need to Know

16 July, 2025

At last, transferring money across Europe is about to get a whole lot faster. SEPA Instant is a payment system that allows people and businesses to send and receive euro payments within seconds—at any time of the day, on any day of the year. Whether you are paying a bill, sending money to a friend, or receiving a payment from a customer, SEPA Instant helps make it happen quickly and securely.

In this blog post, we will give you a simple overview of how SEPA Instant works and what it could mean for you. We have also included downloadable PDFs with more detailed information to help answer any questions you may have along with a helpful guide to assist you in reviewing and updating the list of payees you send payments to, so that only those you still use remain active on your account.

Download- What is SEPA Instant

Download- Manage Your Payees

Download- Regulation 76 Framework Information Sheet

SEPA Instant is part of a wider effort to make everyday banking faster, more efficient, and more in tune with how we live and work today. As our lives become increasingly digital and fast-paced, there is a growing need for payment systems that can keep up. With instant processing available around the clock—even on weekends and bank holidays—SEPA Instant helps ensure that your money moves when you need it to, without unnecessary delays or complications.

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