Current Account Loan – Simple, Smart Borrowing at Just 6.99% (7.2% APR)

Looking for a loan that rewards your everyday banking? Our Current Account Loan is designed exclusively for active Inspire Credit Union Bishopstown and Cobh members who are using their current account regularly. With a low interest rate of 6.99% (7.2% APR), you can borrow up to €75,000 for the things that matter most – whether that is a new car, home improvements, education, or something personal.

Why Choose a Current Account Loan from Inspire Credit Union?

✅ Competitive interest rate – only 6.99% (7.2% APR)

✅ Borrow up to €75,000

✅ Quick and easy application process

✅ Tailored for members who are actively engaged with their Inspire Credit Union current account

✅ Flexible repayment terms to suit your circumstances

✅ No hidden fees or early repayment penalties

✅ Loan Protection Insurance

✅ Peace of mind from borrowing with your trusted, local credit union

Am I Eligible?

To avail of an Inspire Credit Union Current Account Loan, you must:

-Have an active Inspire Credit Union current account.

-Have your salary mandated into your Inspire Credit Union current account for three months before you can qualify for a current account loan

-Be actively using your Mastercard® debit card for everyday purchases and transactions.

If this sounds like you – you are already on the right track! This loan is designed to reward members who use their Inspire Credit Union current account as their main day-to-day banking solution.

You can apply for your Current Account Loan from Inspire Credit Union online, in-person or over the phone. Speak with one of our loan officers today to find a repayment plan that fits your needs!