Plan Ahead With Ease

At Inspire Credit Union Bishopstown and Cobh, we understand that certain expenses come around every year — from school costs and holidays to insurance renewals and home improvements. Our Annual Loan is designed to help you manage these recurring costs with ease and peace of mind.

By spreading your expenses throughout the year, you can take control of your budget and avoid the stress of large, once-off payments. Whether you are planning a family getaway, preparing for back-to-school season, or covering yearly bills, an Annual Loan from Inspire Credit Union offers an affordable and flexible way to stay on top of your finances.

As always, our decisions are made locally, by people who understand your needs. We take the time to look at your full financial picture — not just your credit score — and offer fair, transparent rates with no hidden fees.

Let Inspire Credit Union help you make the year ahead a little easier to manage.

Annual Loan terms and conditions are straightforward and there are no hidden fees or administration charges. There are no penalties for early repayments, a competitive Annual Loan interest rate of 9.99% (10.5% APR), flexibility to increase repayments and loan protection insurance.

You can apply for your Annual Loan from Inspire Credit Union online, in-person or over the phone. Speak with one of our loan officers today to find a repayment plan that fits your needs!